More Buyers Are Looking Ahead to 2026. Here’s How to Get Ready Now.
If it feels like the real estate market has been quiet, you’re not imagining it. But behind the scenes, momentum is starting to build.
Recent consumer data shows more Americans are beginning to think seriously about buying a home again. While the increase may seem modest, even a small rise in buyer intent is meaningful after a few slower years. It’s a signal that confidence is slowly returning and that many buyers are setting their sights on 2026.
If a move next year is even remotely on your radar, now is the perfect time to prepare. Not to rush into anything, but to get informed, organized, and positioned for success when the timing is right.
As a Realtor licensed in both Tennessee and California, I can tell you this with confidence: the smoothest purchases almost always start well before the first showing.
Planning a Move in Early 2026? Start Here
If you’re hoping to buy sooner rather than later, a little groundwork now can make a big difference.
1. Talk to a lender early
Getting pre-approved helps you understand what you may qualify for and what monthly payments could look like at current rates. Just remember, pre-approvals don’t last forever, so this step is best when you’re getting serious about the timeline.
2. Take a realistic look at your budget
Beyond the mortgage, think about everyday expenses, savings goals, and lifestyle priorities. Knowing your comfort zone upfront helps you shop with confidence instead of stress.
3. Identify your must-haves
Location, layout, commute, schools, land, walkability, or space to grow. Defining what truly matters to you now makes decision-making much easier later, especially in competitive situations.
4. Choose the right agent before you shop
A good agent does far more than open doors. They help you understand local market trends, pricing strategies, and timing so you’re not learning everything on the fly. Take time to read reviews, ask questions, and find someone you trust.
Buying Later in 2026? Preparation Still Pays Off
Even if your goal is late 2026, this is still your window to quietly prepare. Buyers who feel the most confident when it’s time to move are usually the ones who started early.
Here are a few simple, low-pressure ways to do that:
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Strengthen your credit
You don’t need perfect credit to buy a home, but improving your score can positively impact your loan options and interest rate. Paying down balances and staying consistent with payments goes a long way. -
Make saving automatic
Setting up automatic transfers to a dedicated house fund removes the guesswork and temptation to spend elsewhere. -
Boost income where you can
Side gigs, freelance work, or part-time opportunities can help accelerate your savings without long-term commitments. -
Use unexpected money wisely
Tax refunds, bonuses, or gifts can make a meaningful dent in your future down payment if you set them aside intentionally.
The common thread? Preparation creates options.
Your Next Move Starts with a Plan
If buying a home in 2026 is on your mind, I would love to help you prepare. Whether you’re just starting to explore the idea or want a clear roadmap for the months ahead, having the right guidance makes all the difference.
I’m Lisa Mason, a Realtor licensed in both Tennessee and California, and I’m here to help you create a plan that fits your goals, your timeline, and your lifestyle. Reach out anytime to start the conversation. Preparation today leads to confidence tomorrow!
