Most Experts Are Not Worried About a Recession

Homebuyers across Tennessee, especially those relocating from California, are paying close attention to the economy right now. It makes sense because buying a home is one of the biggest financial decisions most people ever make. With all the recession talk in the media, it is easy to second guess your timing or wonder if now is still a good moment to make a move.

Here is the good news. The experts are not nearly as concerned as the general public.

Recent surveys show that almost two out of three Americans believe a recession is coming. But reports from leading economists show a very different picture. Only about one in three experts think we may see a recession within the next year. These are two completely different perspectives and the expert view is far less fearful.

So what does that mean for buyers and sellers in Tennessee?

We Are Not In a Recession

We are not in a recession right now and there is no guarantee that one is on the way. What we have is uncertainty, and that can feel uncomfortable. The best way to navigate uncertain times is by leaning on facts and focusing on what is true rather than what is being predicted.

What Actually Matters When Buying in Tennessee

People buy homes for real-life reasons that do not disappear just because the economy feels shaky. Growing families, job changes, downsizing, retirement, wanting more space, wanting a quieter lifestyle. These are the motivations I hear every day from clients moving into Middle Tennessee.

Danielle Hale, Chief Economist at Realtor.com, explains that personal and lifestyle needs often outweigh short-term economic uncertainties. And that could not be more accurate. Your real-life needs should guide your timing far more than the news cycle.

If you are considering a move, the key is making sure you feel confident in your financial foundation. Job stability and a comfortable savings cushion matter. If those pieces are in place, experts agree that you do not necessarily need to delay your home search.

Here are several tips the economists at Redfin recommend during times of economic uncertainty.

Set a Budget You Feel Good About

Stick to a payment that feels comfortable. Be mindful of expenses like property taxes and insurance which can rise over time.

Use Your Negotiating Power

Inventory across Tennessee is improving. When some buyers pull back because of fear, it often opens more negotiating opportunities. This is especially true in areas like Mount Juliet, Nolensville, Hendersonville, Murfreesboro, and Franklin.

Talk with a Lender Early

Have a lender walk you through the payment you qualify for today and the options available if rates drop in the future. Understanding your numbers brings clarity and confidence.

Consider Selling Before Buying

For current homeowners, selling first can create a smoother financial transition and give you a clear budget for your next purchase.

Having the Right Team Matters

There is a lot of information online, but nothing replaces the value of working with professionals who understand the Tennessee market. Bankrate makes this point very clearly when they say buyers who remain financially stable can purchase successfully during uncertain times as long as they have an experienced local agent supporting them.

Bottom Line

Most Americans believe a recession is coming, but most experts do not. If your job is stable, your finances are strong, and you have a real need to move, there is no rule saying you need to hit pause. The Tennessee market continues to offer great opportunities, especially for buyers relocating from higher-priced states like California.

If you are thinking about making a move and want guidance that feels personal and pressure free, I am here to help. Let us talk about your goals and find out what makes the most sense for you.

What questions can I answer as you plan your next step?

Sincerely, 

Lisa Mason

Ref: https://www.keepingcurrentmatters.com/2025/11/20/most-experts-are-not-worried-about-a-recession/